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Things that increase your insurance premium

There are a lot of things you can do to reduce the cost of your car insurance. Then, there are things that you cannot control. In any case, if you focus on the ones you can control, then you can see a significant reduction in your insurance payments.

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Here are a few examples of things that increase the cost of your car insurance.

Age

There’s nothing you can do about that one. The more experienced you are, the less the cost of your insurance premium. So, if you are under 25 years old, you will have to pay more for your insurance.

Sex

Because male drivers tend to get into more accidents, insurance premiums on the same car for two drivers the same age but different sex will be higher for males.

Your driving history

If you have been in an accident before, your insurance premium will be higher. Speeding tickets can also affect the cost of your car insurance.

The car you buy

Insurance is all about risk and history. Some cars tend to be more often involved in accidents. Moreover, some cars tend to be stolen more often. You can however check with your insurance company before hand to see if a particular model will be more expensive to insure.

These are just a few examples of factors that increase the cost of your car insurance.

Thank you to South Center Volkswagen for their help with this article.

 

 

 

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